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40 points on your credit could cost you $40,000 on a 30-year mortgage*

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How much will a negative item
hurt my credit score?

According to CreditCards.com and CNNMoney, even a single negative on
your credit could cost you over 100 points

110

Late payment

125

Debt settlement

160

Foreclosure

240

Bankruptcy

110

Collection

15

Hard inquiry

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